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Better Business Bureau * Credit Diagnosis provides you with the tools you need to access and monitor your financial/credit information through the program's credit reporting and monitoring benefits. Credit Diagnosis and its benefits providers are not credit repair services providers and do not receive fees for such services, nor are they credit clinics, credit repair or credit service organizations or businesses, as defined by federal and state law. Credit services are provided by TransUnion Interactive, Inc.

** After verification of your identity, your report is available for Secure Online Delivery in seconds.

What is a Credit Score?

Your personal credit score is a number from 349-849 which stands for your credit risk. The higher numbers are considered less likely to default. Credit scores come from mathematical formulas that measure many variables in your credit report such as payment history, public records, and debt to income ratio.

Why is it important to check my Credit Report?

It's wise to check your credit report frequently for signs of fraud. If someone obtains your social security number, only a few additional pieces of information are necessary to perpetrate fraud in your name. Common types of identity theft include fraudulent bank accounts, credit cards, utilities, and loans. According to the FTC, victims of identity theft spend an average of 175 hours and $800 to clear their names. Early detection is the key to avoid suffering long-term financial consequences.

Get your credit score and find out your creditworthiness before you:

If your score is below 650, your future finances may be significantly affected. Get a copy of your Free 3-Bureau Credit Report & Free Credit Score online today and begin working on improving your credit worthiness. Get Your Free Credit Reports Plus All 3 Credit Scores Free Online Now.

*Note: FreeCreditReports360.com provides information and links to credit related products and information. Upgrades for a FICO score and other promotions are available from the provider. Learn all the facts about credit management and credit monitoring at FreeCreditReports360.com